Supercrunch Features

Here are some definitions that will help explain a few concepts as you interact with Supercrunch:

Mobile Money

This section channels and analyzes all M-Pesa statements to provide comprehensive insights into an individual's behavior, such as borrowing habits, financial discipline, interactions with other financial institutions, lifestyle, entertainment, and more.

Bank Analysis

Bank statement analysis entails the extraction of financial data from statements to offer a comprehensive overview of account activity during a specified timeframe. This process encompasses the summarization of cash inflows and outflows, identification of recurring transactions, and assessment of monthly dues. Additionally, it provides an analysis of spending patterns, sources of income, and an individual's overall financial well-being.

Tills & Paybills

This is where all merchant and utility account statements are processed to provide a detailed analysis of total turnovers, classifications of all inflows and outflows, and records of loans disbursed and repaid throughout the statement period.

Bank Tills

Bank till statement analysis extracts financial data from statements to provide a detailed view of an account's activity over a certain period. This process includes summarizing cash inflows, outflows, recurring transactions, and monthly dues, while also providing insights into spending habits, income sources, and an individual's overall financial health.

Combined Analysis

This functionality enables the integration of various data sources from distinct financial statements, such as M-Pesa, bank statements, and till statements, among others, to provide a unified comprehensive analysis with a single score mapping out aspects like cross transactions, bounced checks, matching debits with credits, large credits post-salary, significant debits following salary, overdrafts, and all loans an individual has taken out or is repaying within the statement period.

Scanned statements

This section analyses scanned bank statements

Identity verifications

This section encompasses all government KYC checks, such as IPRS, ID-Face matching, among others.

System Access

This is the section where you can manage system users and edit user permissions, it's exclusively controlled by the Org Admins.

CRB

This is the section where you use the national ID number to query Metropol and Creditinfo.

Phone Number Checks

This section covers phone number–based KYC checks: Hakikisha, Mpesa KYC, Sim Swap

Report

This section provides access to all system data, including client profiles, statement summaries, invoicable reports, system users, and more.

Integrations

This section with a developer guide that enables you to develop and automate your Loan Management System with Spincrunch.

Billing

All the system billing transactions

Support

This section allows for easy navigation through all system features, their functionalities, and provides guidance on what actions to take when encountering a support issue. You can also contact us or book a meeting from this section.